15 days ago on 05/21/2020 at 11:34 AM
56
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Looking for suggestions on auto and HO insurance in Park Ridge. I currently have 4 cars and my house with St Farm, and have for many years. I need to shop for better rates. Looking for other carriers and also if I should split the HO and cars, move only some cars to a new carrier etc. Trying to get creative, but still want a reliable company if we should unfortunately need to file a claim in the future. Thanks!

50 Comments:

15 days ago on 05/21/2020 at 11:37 AM

I shopped around when we got our 4th. Always been with state farm. Was surprised when their rates were the best!

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15 days ago on 05/21/2020 at 11:38 AM

Riordan insurance

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15 days ago on 05/21/2020 at 11:41 AM

Years ago I had a friend change agents within State Farm and he saved a lot of money. I am not sure if that would happen today, but maybe have another agent quote you as well.

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15 days ago on 05/21/2020 at 11:41 AM

We shopped around too and State Farm was the lowest.

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15 days ago on 05/21/2020 at 11:41 AM

I just changed to progressive after much research.

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15 days ago on 05/21/2020 at 11:41 AM

We just switched to Allstate. Kyle Woods is our agent and he is from Park Ridge. His office is in Chicago.

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15 days ago on 05/21/2020 at 11:43 AM

I did an extensive audit when we added a new car, and stayed with State Farm. Bonus if you have an agent who will be honest and work with you. Explain your situation and they will see what they can do.

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15 days ago on 05/21/2020 at 11:47 AM

I just switched to Progressive direct online and saved $1500 per year with teen drivers.

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15 days ago on 05/21/2020 at 11:48 AM

I was told that an agent is unable to adjust your rate and all State Farm reps produce the same quote. I shopped around recently and was going to switch to progressive bc they were cheaper and never made the switch. By the time I was ready to actually do it progressive had already raised their quote price. I love State Farm and my agent. Plus they were award a couple million and suppose to be refunding customers.

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15 days ago on 05/21/2020 at 11:49 AM

HI Jen, I am an independent agent in Park Ridge with access to over 20 A rated carriers( Travelers, Nationwide, Progressive, Safeco, and more) I do the shopping for you with all of these companies and make sure you are properly protected. Call 847-696-6140, email Jen. Ostalowski@goosehead. com, or message me to get started. Goosehead Insurance - Jen Ostalowski Reviews- . https://agents.gooseheadinsurance.com/.../1580-n

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15 days ago on 05/21/2020 at 11:55 AM

I agree with trying a new agent within State Farm! If you need a new State Farm agent, or just want to see if he can do a better rate for you, call Patrick Zeunik State Farm! He’s my brother in law. My sister and I both grew up in park ridge and he has other Maine South grads working for him! He’s great with working with people to get lower rates! https://www.patrickzeunik.com/?cmpid=wc7h_blm_0001

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15 days ago on 05/21/2020 at 11:58 AM

I recently switch to Progressive after doing some cost comparison and saved about $400 annually (home and one car).

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15 days ago on 05/21/2020 at 12:02 PM

Joan Mc Kee at American Family. We love her.

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15 days ago on 05/21/2020 at 12:09 PM

Hi. Joan McKee at American family has been wonderful and I saved about 200 a month on home and cars when I switched

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15 days ago on 05/21/2020 at 12:10 PM

Yes definitely Joan McKee

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15 days ago on 05/21/2020 at 12:14 PM

I recommend Jennifer Fraser Ostalowski she can get you the best deal. She found progressive to be the BEST deal

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15 days ago on 05/21/2020 at 12:23 PM

Riordan Insurance has been very helpful in helping me have the appropriate coverage while also saving some money. Contact Pat at 773-631-3388 just to talk over your options.

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15 days ago on 05/21/2020 at 12:24 PM

Did you look into the “Drive safe and Save program” that State Farm offers?

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15 days ago on 05/21/2020 at 12:26 PM

Gieco, insurance companies play this game where they will make it seem your rates are lower when you switch and then the next year jack up your rates claiming the area is high risk. Solution play the game too, switch every year

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15 days ago on 05/21/2020 at 12:28 PM

Go with a recommended agent who can shop for you-so hard to do on your own. We’ve been very happy with Travelers

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15 days ago on 05/21/2020 at 12:53 PM

Highly recommend Pat Riordan at Riordan Insurance. Last year we switched from Allstate and Pat found us the best rates looking at a variety of carriers.

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15 days ago on 05/21/2020 at 12:55 PM

I love Farmers!

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15 days ago on 05/21/2020 at 1:05 PM

Wow thanks for all the great suggestions!

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15 days ago on 05/21/2020 at 1:27 PM

I have StateFarm. 4 cars. I found going into office and telling them I’m going Geico. They get creative. Put my newest car on me. The kids driving the oldest. They get creative!

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15 days ago on 05/21/2020 at 2:12 PM

Ed Niewinski with Farmers Insurance on Oakton. Can help. They offer a lot of bundle discounts as well as association discounts. They have always beat State Farm when I have shopped.

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15 days ago on 05/21/2020 at 2:15 PM

Eddie Hamzic Farmers Insurance in Park Ridge- Private messaged you a few minutes ago. Thank You 847-823-6800

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15 days ago on 05/21/2020 at 2:38 PM

Jen Bielfeldt: I JUST got off the phone with Jen Ostalowski at Goosehead and saw this post. She was just PHENOMENAL! I found her name recommended in this group, and I was in the same boat as you sent her an email. She was so generous in knowledge, information, and time! Very professional and gave recommendations that felt sincere to my needs. I will follow-up with her again based on her recommendations! Please reach out to her!

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15 days ago on 05/21/2020 at 3:00 PM

What I pay for car insurance ( 2 teenage boys ) and cell phones it’s like a mortgage

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15 days ago on 05/21/2020 at 3:14 PM

I can help! Please contact us for a no-pressure insurance proposal at 847-823-1770 or fmagri@farmersagent. com.

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15 days ago on 05/21/2020 at 4:12 PM

Allstate Kevin Taalman. office in Evanston but lives in Park Ridge. good guy

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15 days ago on 05/21/2020 at 4:13 PM

Chris Krawiec

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15 days ago on 05/21/2020 at 4:30 PM

Pete Fernandez (my husband 😉) is an allstate agent with offices in Buck town and Jeff Park but we live in Park Ridge. Give him a call 773-252-2100

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15 days ago on 05/21/2020 at 4:35 PM

Jen. we have Geico. At one point I had 5 cars on my policy. They were great with all claims. some minor and one a total loss. Still with them. You can go online and get an accurate quote from them. Good luck!

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15 days ago on 05/21/2020 at 4:48 PM

Fairview insurance! I know the owner. PM me if you want his name

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14 days ago on 05/21/2020 at 5:08 PM

Question not really related to this. But did you get any discount these past 2 months from the State Farm gives back?

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14 days ago on 05/21/2020 at 5:58 PM

Did you try talking to your current agent? Do a full review of policies with him or her. They eill suggest ways to bring the cost down. That’s what I did

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14 days ago on 05/21/2020 at 6:05 PM

You answered ur own question. Reliable company. Why I stay with State Farm

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14 days ago on 05/21/2020 at 6:08 PM

I’ve been with USAA since I started driving over 30 years ago. I have home and auto with them. In order to qualify for them you have to of had a member of your family in the military. I qualified because my father was in the military and his descendants are approved also. They are based down in San Antonio Texas and they are highly rated in the industry. I have always had good dealings with them. Very courteous staff. They also offer other services. Auto loans, mutual funds, checking savings, and a host of other services

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14 days ago on 05/21/2020 at 8:15 PM

Joan McKee

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14 days ago on 05/21/2020 at 8:25 PM

Pat Riordan saved us hundreds of dollars a year! Highly recommend

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14 days ago on 05/21/2020 at 8:25 PM

Also anything you need is taken care of in minutes!

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14 days ago on 05/21/2020 at 8:29 PM

I like using an agency to shop for best fit: (zip code, age, gender, driving record, home vs condo). An insurance co. screens applicants with tougher standards than someone on a first date. They know who they like. Also, I'm the minority but I have used liability insurance for about 9 of 11 years insuring cars. I think I've saves enough to pay for half of my last car purchase . Insurance is a racket and I try to never make claims on my end. I insure thru mercury for auto and Travelers for home. Travelers charges 67% less than every carrier for condos under 6 units in the party of chicago I'm in

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14 days ago on 05/21/2020 at 8:42 PM

We just switched to liberty. have had state farm and all state and got screwed when we most needed them by both

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14 days ago on 05/21/2020 at 9:16 PM

Fair lane

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14 days ago on 05/21/2020 at 9:45 PM

Michael Plageman with American Family Insurance 847 823 0200

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14 days ago on 05/21/2020 at 10:10 PM

American Family Insurance - Plageman Agency Inc. We are right along northwest highway. Happy to help!

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14 days ago on 05/21/2020 at 10:40 PM

Riordan Insurance Group 6035 N Northwest Highway Chicago (773)631-3388

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14 days ago on 05/21/2020 at 11:16 PM

Call me 224-434-2033 10 I’ll shop 10 companies get back to you quickly

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14 days ago on 05/22/2020 at 6:25 AM

We use an agent. He has all of our insurances (home, auto, rental, umbrella) He shops the rates every year and comes up with the best package for us. Sometimes we switch carries and sometimes we stay the next year. We go with the best package and we don’t have to do any work. He does the research. We write the check although I am fearful of what our rates will be next fall with a new driver. 😬

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14 days ago on 05/22/2020 at 8:06 AM

Geico for morgan under 25. it’s the best. both our girls are on geico.

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