2 years ago on 01/30/2020 at 3:57 PM
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Does State Farm issue checks to people for damage to vehicle anymore in Park Ridge? My car was sideswiped last night, other party has been found liable and will be covering the damages and we both have State Farm so it’s relatively easy. They told me though that “they aren’t sure” if I can just get a check for the estimated damage and pick and choose what I want to fix. (Purchasing new car very soon and keeping this as an extra car so not sure we need to make it look perfect again)

8 Comments:

2 years ago on 01/30/2020 at 4:02 PM

Not sure about State Farm but many won’t just issue a check anymore. They want to make sure you actually fix it.

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2 years ago on 01/30/2020 at 4:05 PM

The last time my car was hit, they sent a check directly to the auto shop and I wasn’t offered an alternative. When I had AllState about 15 years ago, they issued me a check directly. Not sure if they’ve changed their policy as well.

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2 years ago on 01/30/2020 at 4:05 PM

2 things. they will probably issue you a check based on their estimate and will issue another if/when you get repaired and if the shop requires more money. This mostly depends on the extent of the damage. 2nd, since both parties are with State Farm, there should be no deductible paid by either party for the damage. (note: I am not a State Farm agent, but that's how I have seen it work in the past)

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2 years ago on 01/30/2020 at 4:09 PM

I got a check when I went to an authorized estimator on the spot.

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2 years ago on 01/30/2020 at 4:22 PM

I was recently in an accident and the person that hit me was insured by State Farm. We wanted to pick the body shop because my car was only a month old and they sent us a check for the damages. It was a really easy process for us.

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2 years ago on 01/30/2020 at 4:36 PM

Last time I had to use my State Farm car insurance. I had to write them (State Farm) a check for my deductible. Took car to auto shop on their list. They did repair and were paid by State Farm. When State Farm was done finding other person at fault/settling costs up, they returned my deductible to me.

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2 years ago on 01/30/2020 at 4:47 PM

Once you call the claim into State Farm, they will have you download an app to your phone and you will send pictures of the damage. They will then send you a check based on what they estimate the damage to be. However, if there is additional damage beyond what the pictures show, they will only pay for those damages to a body shop of YOUR choice. In the State of Illinois you are free to go to the body shop of your choice, although they will try to convince you to go to one of their preferred shops that they have negotiated rates with.

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2 years ago on 01/31/2020 at 1:35 AM

It depends if there is a loan on the car you need to fix it if it's free and clear ask for a check

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